Girls on the Air - Real Women of Real Estate

Expert Advice For VA Loans From Alex With Valor Home Loans Plus How Float Reiki Improves Focus & Lifts Brain Fog!

Karen & Janet start this podcast with buying and rental opportunities from Pierpont to Ventura County's beautiful hillsides.  Their first guest is Alex Rameriz of Valor Home Loans for veterans.  Alex is an expert who focuses on VA Loans, Alex & his team know how to take advantage of all the benefits you earned and deserve, do not count yourself out on a home buying opportunity! Listen to what Alex has to say on this podcast.  Karen & Janet's next guest is Shannon Vasquez owner of Float Reiki, one session with Shannon makes her clients feel like they are floating after the first treatment! Remove the fatigue & fog and improve focus with Float Reiki! Another fantastic podcast with Karen & Janet! 

Rates Are Steady, First Wednesday Is Coming Up, Don't Wait To Meditate Plus Lots Of Listings & Awesome Rental Options!

Karen & Janet open this podcast with amazing listing & rental opportunities in Ventura County. Their first guest is Joe Parisi from Rate Home Mortgage reminding us that now is the time to get prepared to purchase a home! Rates are steady and it is essential to be pre-qualified and to be educated on costs like rates, taxes, insurance & HOA fees.  Preparation plus planning with Joe makes your home purchase simple!  Bob Davis is next, and speaking of next First Wednesday is this Wednesday and it benefits A Heart of an Angel at Rocks & Drams in Ventura Bob Davis has the details!  Their final guest is Andi Girl who has a big goal this year to help everyone get set for the rest of 2026 and that is to meditate with 5,000 this year!  Learn how to Focus, Create and cultivate peace and success with Andi Girl... another fabulous podcast with karen and Janet!

Derek from Smart Home Financial Has Exciting News on The Dream For all Program, Kevin From Reel Guppies & An Incredible Home that Is Now Available On Dover Lane In Pierpont!

This Girls On The Air Podcast with Karen & Janet starts off with Rental and Buying Opportunities in Ventura County, from the beautiful hillsides to the beach communities there are many neighborhoods for you to call home.  Their first guest is Derek Contreras of Smart Home Mortgage.  Derek has exciting news on the "Dream For all Program" this is an amazing chance for first time buyers to own a home.  Derek has all the details and how you can get ready to apply on this podcast.  Next up, Kevin Brannon from Reel Guppies introduces two interns who are in the program that are learning film making, editing and production techniques along with environmental stewardship, independence and working with others.  Reel Guppies is for families and individuals who want to play an active part in their city.  Karen & Janet's final guest is Deborah Delaney, a familiar voice and a local realtor who has a remarkable home on Dover lane in The Pierpont Community. This Cape Cod style home has white water views from inside and out, great for entertaining with the serenity of the beach. With plenty of parking and a spacious living area, it is a must-see.  Get the details from Deborah on this podcast.  Another great show with karen & Janet!

Great News On Rates With Joe Parisi & Denise From Paladin Insurance With Essential Information For Home Owners!

Karen & Janet open this podcast with rental and home buying opportunities throughout Ventura County, from condos to homes the beaches to hillsides there are many excellent places to call home.  Their first guest is Joe Parisi of Rate Home Mortgage and the news on rates is they are at a 3 year low! Joe will break down the benefits of points and what you need to know, he has all of the options to make sure you have the best loan and when to refi!  Next up Denise from Paladin who is the expert on consulting home owners regarding their insurance policies.  Concepts like Ordinance & Law, Rewrites, Endorsements and more. Make sure you have the correct policy for your home and that it is up-to-date with Denise.  Another awesome podcast from Karen & Janet!

VA Loans & Rates, Simplifying Tech Noise At Your Business, Ventura Cycling Has A New Owner & Cycling W/O Age!

This podcast with Karen & Janet is packed with info you need to know!  They start the podcast with Alex Ramirez of Valor Home Loans.  Alex has great news for listeners who have VA Loans or who are eligible for a VA Loan.  Interest rates are down and loan limits are up, this gives the VA Loan a lot of flexibility that you need to take advantage of. Get the facts on this podcast with Alex! Megan Palmquist is next, Megan eliminates the "tech noise" at your business and simplifies the operation, Megan will do an audit and see how your company earns money and implementing the software you need, find out how you cut cost and increase revenue with Megan!  Their next guest is Will Hsiao the new owner of Ventura Cycling which has been in Ventura since 1912! Serving the cycling community for 2 and 3 wheelers Ventura Cycling offers, repair clinics, support for competitive cyclists and triathletes, on Friday they have many activities like yoga, running and cycling too. Plus they support bike riding with The Boys & Girls Club! The final guests are from  Cycling Without Age, Mike & Dan are in-studio to talk about free bike rides for seniors & people with disabilities on bikes called Tri-Shaws, you can see everything they do at CWA-Ventura.org and hear all about it on this podcast with Karen & Janet!

2026 Starts With Positive News! Rates Are Down, Buying Opportunities Are Up, Plus Using The Internet To Make Your Business Phone Ring!

Karen & Janet start the New Year with great news and a positive outlook for 2026. Their first guest is Larry Reyes from Smart Home Financial. Larry says rates are down as low as 5.5% and there are many programs for first time buyers. Larry guides you through the process on credit reports, bank statements and how "buy downs" can help buyers and sellers.  Never count yourself out, talk to Larry first and listen to the great information he has on this podcast.  Next up is Justin Soenke owner of Phase 3 Enterprises. We all have heard about AI but what do we actually know about AI? Justin's experience will show you which internet tools work best.  How to use essential information about your business and how to make your phone ring. Justin matches your message with what you are offering. People who visit your website are looking to buy, give them a reason... Show what you do and build belief in your business with Justin! To wrap up the show, Karen & Janet review the new law regarding the requirements for rentals providing stoves and refrigerators to renters, get the facts on this podcast!  What a way to start the year with Karen & Janet!

Karen & Janet Talk Buying & Renting Opportunities, Joe Parisi With Low Rates! & Patricia Kipp Furnaro With Congrats Plus Santa Too!

What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides.  Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026.  Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years.  Karen & Janet close the podcast with their very special guest, Santa!  Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family.  Merry Christmas and Happy Hanukkah from Janet and Karen! 

Trusts & Probate, Reverse Mortgages, & A Chat About Insurance For Your Car, Home Umbrella Polices Too!

Karen and her guest host, Shelley Wells start this podcast with houses that are on the market in Ventura County, from the beach to the hillsides there are beautiful homes available now.  Karen & Shelley's first guest is Crista Hermance a trust attorney who is an expert in creating a trust that protects your family's estate and assets.  From choosing a trustee, living trusts, making an estate plan, probate courts and trust administrators.  This process is easy when you have an expert like Crista Hermance who creates your estate plan, will or trust.  Their next guest takes a deep dive into insurance, car insurance, home insurance, umbrella policies and more, Denise Pomboonreung with Paladin Insurance has the answer. Denise breaks down this complex conversation into language that's easy to understand, from shock losses, to how a credit score affects insurance and more. Plus Reverse Mortgage information with Shelley Wells, The Reverse Mortgage Queen!  A must listen with Girls On The Air!

Karen & Janet's Special Thanksgiving Weekend Guest Is Krista Pleiser Who Discusses Community Sustainability, Property Rights The Environment & More For Santa Barbara & Ventura County

Karen & Janet spend this entire podcast with Krista Pleiser who is the Chief Government Relations Officer for the Santa Barbara Association of REALTORS® and co-founder of Smart Coast California.  Ms. Pleiser started her career in Los Angeles where she worked for several Los Angeles City Council members and a State Senator. For the past 18 years, she’s managed the Santa Barbara Association of REALTORS® political activities, reviews public policy, and works with elected leaders and government staff in the development of housing policies. In 2018, Krista and co-founder and CEO Marta Golding Brown conceived the idea of Smart Coast California, a 501(c)3, and since then have been working on creating a collaborative stewardship of the coast which entails community sustainability, property rights and the environment. 

Incredible Home Purchase & Rental Opportunities, Great Rates, Insurance & Declaration Pages, Home Helpers & Caregivers Plus First Wednesday!

Karen & Janet have filled this podcast with essential information, something for everybody in Ventura County!  They start with home buying and rental opportunities from the beaches to the hills of Ventura County, awesome homes.  Their first guest is Derek Contreras from Smart Home Mortgage with great news on rates that are now as low as 5.5% and there are many programs for different buyers, Derek has the right program for your needs.  Denise with Paladin Insurance talks about the most important part of your insurance policy and that is the Declaration Page a must do when insuring your home!  Ginny with Home Helpers Home Care that enables people to have Independence at Home, Home Helpers Home Care puts a caregiver in your home for one hour a day or 24/7.  Make sure you and your loved ones are happy and safe with Ginny's expertise.  Karen & Janet wrap up the podcast with Bob Davis inviting you to December's First Wednesday on the third in Santa Paula at 10th & MainThe Beneficiary is "The Spirit of Santa Paula" A great way to start the spirit of giving during the holiday season!.