Girls on the Air - Real Women of Real Estate

Advice On Rates & The Crazy Economy, New Arts City Theater In Ventura, Plus BraveHart With The Goal Of Bringing Heart Health To Ventura County.

This Podcast features guest co-host Bob Ridgeway, a broker agent, who starts the show with Karen and discusses rates, available homes in Ventura County and the overall feeling among both buyers and sellers in the area.  Their first guest is Joe Parisi of Rate Mortgage who unpacks this weeks news including oil prices, war, inflation and unemployment, explaining how these world events affect rates and the housing market. Joe gives great advice and a lot of hope to buyers in the market.  The podcast shifts to the arts with Beverly & Kirby Ward, they present a Summer Festival that features new play writes throughout the country at The New Arts Theater in Ventura.  An actors audition is scheduled for April 3rd at NAMBA, listen to their conversation for the details.  Karen & Bob's last guest is Janice Aharon-Ezer, her 5013c "BraveHart" has a golf tournament scheduled that aims at providing information and care for those who have suffered a heart attack. Funds have been used to teach life saving techniques along with equipment used in local hospitals.  Another Awesome podcast that informs and entertains!

Home Ownership Can Be Less Than The Rent You Pay, Live-Scan Express, Plus First Wednesday @ Wagon Wheel Brewery!

Karen & Janet start the podcast with rental & buying opportunities in Ventura County from beach properties to the hillside there are many places you can call home.  Their first guest is Larry Reyes From Smart Home Mortgage, Larry invites potential homeowners to consider the beautiful City of Fillmore where USDA Loans are available with 100% financing and great interest rates! Learn how a mortgage can be lower than the rent you are paying plus your home purchase is a fabulous investment! Next is Diane Gamble with Live Scan Express in Ventura, get it done right and right now, DOJ Certified and quick, with no appointment necessary. 20 years of trusted service for fingerprinting in Ventura County. Karen & Janet's final guest is Bob Davis inviting everyone to the First Wednesday fundraiser March 4th at Wagon Wheel Brewery, benefitting Reel Guppies Outdoors.  Another awesome podcast that informs and benefits residents of Ventura & Santa Barbara Counties!

Karen & Janet Spend An Hour With Joe Parisi of Rate Mortgage, Learn When To Refi, New Loan Programs, How To Qualify & More!

Karen & Janet invite Joe Parisi in-studio to give his expert advice on when to refi, and understanding what "rate drop" offers you the best savings on your mortgage.  Joe also talks about the many home loan programs that are available, he finds the one that fits you best. Joe also has loans that can get you in with zero down!  Other topics covered include tax advantages in home ownership including the write-offs that are available to home owners!  Karen & Janet also chat about homes in Ventura County that are available for rent and for purchase.  Download this incredible podcast today!

This Podcast is dedicated to insurance needs for renters & owners. A must listen with Karen, Janet & Denise From Paladin Insurance!

This podcast is packed with need-to-know information regarding insurance for renters, owners & landlords. Janet, Karen & Denise from Paladin begin the podcast discussing tenant policies for multi property owners, they cover liability insurance and workers comp coverage emphasizing the importance of an umbrella policy. Renters with kids and pets plus pools is also discussed.  Coverage that includes Coastal water issues, earthquakes, floods and mudslides, learn which coverage you need.  You will find out about the most expensive mistakes people make with insurance.  This podcast is a must listen!  With Jane, Karen & Denise of Paladin Insurance!

Expert Advice For VA Loans From Alex With Valor Home Loans Plus How Float Reiki Improves Focus & Lifts Brain Fog!

Karen & Janet start this podcast with buying and rental opportunities from Pierpont to Ventura County's beautiful hillsides.  Their first guest is Alex Rameriz of Valor Home Loans for veterans.  Alex is an expert who focuses on VA Loans, Alex & his team know how to take advantage of all the benefits you earned and deserve, do not count yourself out on a home buying opportunity! Listen to what Alex has to say on this podcast.  Karen & Janet's next guest is Shannon Vasquez owner of Float Reiki, one session with Shannon makes her clients feel like they are floating after the first treatment! Remove the fatigue & fog and improve focus with Float Reiki! Another fantastic podcast with Karen & Janet! 

Rates Are Steady, First Wednesday Is Coming Up, Don't Wait To Meditate Plus Lots Of Listings & Awesome Rental Options!

Karen & Janet open this podcast with amazing listing & rental opportunities in Ventura County. Their first guest is Joe Parisi from Rate Home Mortgage reminding us that now is the time to get prepared to purchase a home! Rates are steady and it is essential to be pre-qualified and to be educated on costs like rates, taxes, insurance & HOA fees.  Preparation plus planning with Joe makes your home purchase simple!  Bob Davis is next, and speaking of next First Wednesday is this Wednesday and it benefits A Heart of an Angel at Rocks & Drams in Ventura Bob Davis has the details!  Their final guest is Andi Girl who has a big goal this year to help everyone get set for the rest of 2026 and that is to meditate with 5,000 this year!  Learn how to Focus, Create and cultivate peace and success with Andi Girl... another fabulous podcast with karen and Janet!

Derek from Smart Home Financial Has Exciting News on The Dream For all Program, Kevin From Reel Guppies & An Incredible Home that Is Now Available On Dover Lane In Pierpont!

This Girls On The Air Podcast with Karen & Janet starts off with Rental and Buying Opportunities in Ventura County, from the beautiful hillsides to the beach communities there are many neighborhoods for you to call home.  Their first guest is Derek Contreras of Smart Home Mortgage.  Derek has exciting news on the "Dream For all Program" this is an amazing chance for first time buyers to own a home.  Derek has all the details and how you can get ready to apply on this podcast.  Next up, Kevin Brannon from Reel Guppies introduces two interns who are in the program that are learning film making, editing and production techniques along with environmental stewardship, independence and working with others.  Reel Guppies is for families and individuals who want to play an active part in their city.  Karen & Janet's final guest is Deborah Delaney, a familiar voice and a local realtor who has a remarkable home on Dover lane in The Pierpont Community. This Cape Cod style home has white water views from inside and out, great for entertaining with the serenity of the beach. With plenty of parking and a spacious living area, it is a must-see.  Get the details from Deborah on this podcast.  Another great show with karen & Janet!

Great News On Rates With Joe Parisi & Denise From Paladin Insurance With Essential Information For Home Owners!

Karen & Janet open this podcast with rental and home buying opportunities throughout Ventura County, from condos to homes the beaches to hillsides there are many excellent places to call home.  Their first guest is Joe Parisi of Rate Home Mortgage and the news on rates is they are at a 3 year low! Joe will break down the benefits of points and what you need to know, he has all of the options to make sure you have the best loan and when to refi!  Next up Denise from Paladin who is the expert on consulting home owners regarding their insurance policies.  Concepts like Ordinance & Law, Rewrites, Endorsements and more. Make sure you have the correct policy for your home and that it is up-to-date with Denise.  Another awesome podcast from Karen & Janet!

VA Loans & Rates, Simplifying Tech Noise At Your Business, Ventura Cycling Has A New Owner & Cycling W/O Age!

This podcast with Karen & Janet is packed with info you need to know!  They start the podcast with Alex Ramirez of Valor Home Loans.  Alex has great news for listeners who have VA Loans or who are eligible for a VA Loan.  Interest rates are down and loan limits are up, this gives the VA Loan a lot of flexibility that you need to take advantage of. Get the facts on this podcast with Alex! Megan Palmquist is next, Megan eliminates the "tech noise" at your business and simplifies the operation, Megan will do an audit and see how your company earns money and implementing the software you need, find out how you cut cost and increase revenue with Megan!  Their next guest is Will Hsiao the new owner of Ventura Cycling which has been in Ventura since 1912! Serving the cycling community for 2 and 3 wheelers Ventura Cycling offers, repair clinics, support for competitive cyclists and triathletes, on Friday they have many activities like yoga, running and cycling too. Plus they support bike riding with The Boys & Girls Club! The final guests are from  Cycling Without Age, Mike & Dan are in-studio to talk about free bike rides for seniors & people with disabilities on bikes called Tri-Shaws, you can see everything they do at CWA-Ventura.org and hear all about it on this podcast with Karen & Janet!

2026 Starts With Positive News! Rates Are Down, Buying Opportunities Are Up, Plus Using The Internet To Make Your Business Phone Ring!

Karen & Janet start the New Year with great news and a positive outlook for 2026. Their first guest is Larry Reyes from Smart Home Financial. Larry says rates are down as low as 5.5% and there are many programs for first time buyers. Larry guides you through the process on credit reports, bank statements and how "buy downs" can help buyers and sellers.  Never count yourself out, talk to Larry first and listen to the great information he has on this podcast.  Next up is Justin Soenke owner of Phase 3 Enterprises. We all have heard about AI but what do we actually know about AI? Justin's experience will show you which internet tools work best.  How to use essential information about your business and how to make your phone ring. Justin matches your message with what you are offering. People who visit your website are looking to buy, give them a reason... Show what you do and build belief in your business with Justin! To wrap up the show, Karen & Janet review the new law regarding the requirements for rentals providing stoves and refrigerators to renters, get the facts on this podcast!  What a way to start the year with Karen & Janet!