Episodes

Saturday Sep 27, 2025
Saturday Sep 27, 2025
Karen & Janet, along with their special guest for the whole hour, Alex Ramirez from Valor Home Loans talk about rates and how they affect loans for Veterans and FHA rates. Many potential home buyers could see rates in the high fives according to Alex, he is a VA loan pro! Reverse Mortgages are in the conversation too. City Council agendas are discussed, there is a lot happening this week including tenant and owner harassment issues. The podcast wraps with a chat about preparing your home for the fall. Cleaning gutters, walking your property if you have an HOA, inspecting fireplaces and alarms plus a whole lot more. Another informative podcast with Karen, Janet and their special guest Alex!

Saturday Sep 20, 2025
Saturday Sep 20, 2025
Karen & Janet start the podcast with buying and selling opportunities for homes for listeners who are looking to purchase their dream house or are looking for a beautiful rental, there are a variety of possibilities in Ventura County! Their first guest is Alex Ramirez who is the expert on VA Loans. Alex talks about loans for veterans that are in the 6% range along with Streamline Loans for Vets and the fact that these loans are assumable! Alex and his team from Valor Home Loans are Veteran Loan Experts. Shannon Vasquez, owner of Float Reiki is next to talk about the upcoming Women's Conference on October 11 at Portside Ventura. Learn about the speaker's who are experts in legal matters, health, and a "Cleanse For Your Closet" too! Another awesome podcast from Karen & Janet!

Saturday Sep 13, 2025
Saturday Sep 13, 2025
Karen, with her special Co-host, Tamera Rossie Molina, start this podcast with Joe Parisi from Rate Mortgage. Joe tells us how recent and future rate decreases are tied to Fed cuts. Rates are in the low 6 range and could go lower, Some people are even getting rates in the high 5's, find out how on this podcast. Next, Tamera explains how "water loads" can affect appliances in your home and why you should have warranties on appliances including AC! They wrap up the podcast with columnist and author Woody Woodburn and Mary Reese inviting listeners to The Botanical Gardens Fundraiser October 19th that will raise funds for The Libraries! Another awesome podcast from Girls On The Air!

Saturday Sep 06, 2025
Saturday Sep 06, 2025
Karen & Janet start of the show with renting and buying opportunities in Ventura County from beachside communities to the hillsides. Their first guest is Derek Contreras with rates, and yes they are dropping due to the low job numbers, there are more first time buyers in the market and many purchasing opportunities and HELOC information from Derek! Next up is John Good with the latest data on Romance Scams on the internet. John talks about scams that flatter and make a person feel wanted to the degree that the fall for scams that are created by AI. An important topic that everyone should be aware of. Their last guests are with The Hobson Heights Home Tour that is happening September 27th, it benefits The Ventura Lands Trust and offers viewings of 7 incredible homes. They also chat about a writers forum where you will not only learn that everyone has a story to tell and this writers group will help you tell your story!

Saturday Aug 30, 2025
Saturday Aug 30, 2025
Karen And Janet welcome Bruce Holley from The Kirby Auto Group to tell their podcast listeners what they need to know when it comes to buying or leasing a car. Bruce's first tip is Do Your Homework, study the car that fits your needs before you visit a dealership. Bruce invites all GOTA podcast listeners to visit the Kirby Auto Group to see what good service looks like. They support the community and would love to meet you! Bruce has lots of great tips in this podcast, don't miss a minute!

Saturday Aug 23, 2025
Saturday Aug 23, 2025
Karen & Janet's latest podcast starts with Alex Ramirez from Valor Home Finance talking rates and ways Vets can get rate reductions on their V.A. Loans. Alex talks about the many options there are for those who have a V.A. Loan. Alex is an expert who specializes in loans for Veterans. Next up, Phil Atwan, who is a specialist in 1031 Exchanges, Janet and Karen have many questions for Phil and he has the answers, with everything you need to know when it comes to a 1031 Exchange loan, listen and learn with this informative discussion. Their final guest is author Carol Ricks who just had her book published, Rumpled Brown Bag, a narrative about a young woman, life and social injustice with stories that are filled with history, hope & humor. A great read and conversation with Karen & Janet... Girls On The Air!

Saturday Aug 16, 2025
Saturday Aug 16, 2025
Karen & Janet kick off this podcast with The Reverse Mortgage Queen Shelly Wells... The Expert On Reverse Mortgages because that is her full focus! Shelly knows who benefits most by getting a reverse mortgage, Shelly will guide you through the process so you know the facts and see how the reverse mortgage helps you right now! Next up, Jacquelyn Syndergaard, with VCMC's Ronald McDonald Family Room a 2,500 square foot living space that provides respite for parents and families of children who need hospitalization for many critical issues. This room provides a place to rest, enjoy a meal, do work without leaving the hospital and being with your child at all times. Jacquelyn has many ways you can support this room that benefits so many families in Ventura County. They wrap up the podcast with Andi Girl who describes the benefits of meditation. Andi Girl is a practitioner of energy and "elevating the vibe" her experience has benefitted many people and often moves them for medication to meditation! Another awesome podcast with Girls On The Air!

Saturday Aug 09, 2025
Saturday Aug 09, 2025
Karen & Janet talk about the fair, living with intention, Ventura County homes for rent and for sale to open the podcast. Their first guest is Larry Reyes who highlights the importance of Underwriters. There is so much to know when you are buying a home, Larry, Janet & Karen give you insight on underwriters when it comes to the purchase of a home. Next up Megan Palmquist a "Solopreneur" gives us some incredible ideas on how to keep the kids focused at home while they are having fun and learning too. She gives you great suggestions that will put your kids in creative mode and they might make a little cash too! Last guest is Carlos from Bike For A Cause. For years Carlos has hosted events where kids learn how to ride a bike safely while getting exercise and the independence that a bicycle provides for youngsters! Another phenomenal podcast from Karen & Janet!

Saturday Aug 02, 2025
Saturday Aug 02, 2025
Karen along with her guest host Bob Ridgway, a realtor with Keller Williams, kick off the podcast with buying opportunities and listings right here in Ventura County. Their first guest is Justin Soenke with Phase 3, he is an expert in creating a website and online presence that gets your businesses phone to ring. Justin makes your website the final destination for customers that shows how you solve problems and create business Justin has been building websites for many years, hear how he creates the perfect one for you! Next Karen & Bob talk insurance with Denise of Paladin Insurance Services. From fire to earthquake, leak detection and more, Denise talks about insurance for your home and car... umbrellas too. Denise is the local expert that explains this confusing world of insurance coverage in simple terms. To close out the podcast Bob Davis invites everyone to The First Wednesday at Rocks & Drams in Ventura that will raise money for the Ronald McDonald Family Room in Ventura. A fun "happy Hour", that raises cash for a great cause and lets you network too. another awesome podcast from Girls On The Air!

Saturday Jul 26, 2025
Saturday Jul 26, 2025
Karen & Janet kick off this podcast with The Way to kick start your business! Their first guest is Pete Ibarra who designs digital and marketing campaigns that identifies your company's audience, their interests, where they are on social media and what motivates them to reach out to your company. Listen to Pete as he shows how to use analytics to increase business! Alex Ramirez of Valor Home Loans is the guest for the second half of the podcast. Alex has focused on Home Loans for Veterans for years. Alex researches each veterans service history and finds every benefit available for Home Buying Vets, make sure you are getting everything you deserve for your service! Hundreds of VA loans have gone to Veterans and first responders because of Valor Home Loans expertise. If you are a vet or know one, this is a must listen to podcast. Plus you will learn what is happening in the world of renting and buying right here in Ventura County with Janet & Karen! Another awesome podcast!

